Payment Policy

This Payment Policy outlines the payment methods, terms, and conditions applicable to purchases made on https://iotstudioz.com/.

By placing an order on our Website, you agree to the terms described below.

1. Accepted Payment Methods

IoTStudioz accepts the following payment methods:

  • Credit Cards (Visa, MasterCard, RuPay, etc.)
  • Debit Cards
  • UPI
  • Net Banking
  • Wallets (as supported by payment gateway)
  • Bank Transfer (for bulk / B2B orders – subject to approval)

Available payment options may vary based on location and order value.

2. Payment Security

  • All payments are processed through secure, PCI-DSS–compliant third-party payment gateways
  • IoTStudioz does not store your credit/debit card numbers, CVV, or expiry details
  • Sensitive payment information is encrypted and handled directly by payment providers

3. Pricing & Taxes

  • All prices are listed in Indian Rupees (INR) unless stated otherwise
  • Prices may be exclusive of applicable GST, shipping charges, or duties
  • Applicable taxes and shipping costs will be displayed at checkout
  • IoTStudioz reserves the right to revise pricing at any time without prior notice

4. Payment Confirmation

  • Orders are processed only after successful payment confirmation
  • You will receive an order confirmation via email once payment is completed
  • In case of payment failure, the order will not be processed

5. Failed or Pending Transactions

If a transaction fails or remains pending:

  • The amount (if debited) is usually reversed automatically by the bank/payment gateway
  • Refund timelines depend on your bank or payment provider (typically 5–7 business days)

For unresolved payment issues, contact support@iotstudioz.com.

6. Cash on Delivery (COD)

  • COD may not be available for all products or locations
  • High-value, customized, or bulk orders are generally not eligible for COD
  • Availability is subject to IoTStudioz’s discretion

7. Bulk & B2B Payments

For bulk, enterprise, or B2B orders:

  • Advance or full payment may be required
  • Bank transfer details will be shared upon confirmation
  • Orders will be dispatched only after payment clearance

8. Fraud Prevention

IoTStudioz reserves the right to:

  • Verify customer details for suspicious transactions
  • Cancel orders suspected of fraud or misuse
  • Block users involved in fraudulent activities

9. Refunds

Refunds (if applicable) are processed as per our Return & Refund Policy and credited to the original payment method.

10. Contact Us

For payment-related queries, contact:

📞 Phone: +91-97185 17228
📧 Email: support@iotstudioz.com