Payment Policy

This Payment Policy outlines the payment methods, terms, and conditions applicable to purchases made on https://iotstudioz.com/.

By placing an order on our Website, you agree to the terms described below.

1. Accepted Payment Methods

IoTStudioz accepts the following payment methods:

  • Credit Cards (Visa, MasterCard, RuPay, etc.)
  • Debit Cards
  • UPI
  • Net Banking
  • Wallets (as supported by payment gateway)
  • Bank Transfer (for bulk / B2B orders – subject to approval)

Available payment options may vary based on location and order value.

2. Payment Security

  • All payments are processed through secure, PCI-DSS–compliant third-party payment gateways
  • IoTStudioz does not store your credit/debit card numbers, CVV, or expiry details
  • Sensitive payment information is encrypted and handled directly by payment providers

3. Pricing & Taxes

  • All prices are listed in Indian Rupees (INR) unless stated otherwise
  • Prices may be exclusive of applicable GST, shipping charges, or duties
  • Applicable taxes and shipping costs will be displayed at checkout
  • IoTStudioz reserves the right to revise pricing at any time without prior notice

4. Payment Confirmation

  • Orders are processed only after successful payment confirmation
  • You will receive an order confirmation via email once payment is completed
  • In case of payment failure, the order will not be processed

5. Failed or Pending Transactions

If a transaction fails or remains pending:

  • The amount (if debited) is usually reversed automatically by the bank/payment gateway
  • Refund timelines depend on your bank or payment provider (typically 5–7 business days)

For unresolved payment issues, contact support@iotstudioz.com.

6. Cash on Delivery (COD)

  • COD may not be available for all products or locations
  • High-value, customized, or bulk orders are generally not eligible for COD
  • Availability is subject to IoTStudioz’s discretion

7. Bulk & B2B Payments

For bulk, enterprise, or B2B orders:

  • Advance or full payment may be required
  • Bank transfer details will be shared upon confirmation
  • Orders will be dispatched only after payment clearance

8. Fraud Prevention

IoTStudioz reserves the right to:

  • Verify customer details for suspicious transactions
  • Cancel orders suspected of fraud or misuse
  • Block users involved in fraudulent activities

9. Refunds

Refunds (if applicable) are processed as per our Return & Refund Policy and credited to the original payment method.

10. Contact Us

For payment-related queries, contact:

📞 Phone: +91-97185 17228
📧 Email: support@iotstudioz.com

Disclaimer: Product specifications, features, images, logos, availability, pricing, and warranty terms may vary by product and manufacturer and are subject to change without prior notice. Product images are for reference only and may differ from the actual product, packaging, branding, or accessories. IoTStudioz makes reasonable efforts to keep information accurate and up to date; however, product information should be verified before purchase.